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Best General Liability Insurance for Small Business of 2025
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Why you should trust us
Investopedia started in 1999 and has been helping readers find the best small business insurance to find since 2020. Our unbiased reviews are based on thorough research on each insurer to help you make informed decisions for your business.
How we choose the best general liability insurance for small businesses
To find the best general liability insurance for small businesses, we first looked at industry data, market share and customer search trends to identify key features and top insurance providers.
We evaluated 15 companies on 20 criteria. We conducted the study between February 4 and 18, 2025.
Our research includes mostCustomer Satisfaction Ratings from JD Power’s 2024 Small Business Insurance Research, and from National Association of Insurance Specialists. We also looked at the types of coverage, coverage and digital features offered.
We rank each company by the following categories and weights:
- Customer Complaints: 30%
- Financial strength: 25%
- Coverage: 16%
- Plan Type: 12%
- Digital Features: 12%
- Discount: 5%
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