Homeowners Could Spend $25,000 on These Housing Expenses in 2025 On Top of Their Mortgage | Global News Avenue

Most people accused high mortgage interest rates and soaring real estate prices because it made Americans more difficult to afford houses, but they did not consider other increased housing costs.

A recent survey shows that the sharp increase in non -loan fees (such as insurance, public utilities and property tax) may be put on pressure Housing burdenEssence The typical American homeowner spends an average of $ 24,529 per year, and this year’s monthly expenditure is $ 2,044. Except for their house costs mortgageAccording to data from real estate witch. This is a big jump Last year, the cost of $ 17,958. This is almost equal to the typical homeowner’s $ 26,508 per year.

The cost may be higher House Association (HOA) Members have increased the cost of $ 3,077 per year. In addition, the homeowner must be about 6.9 hours a week for maintenance and maintenance time.

The cost of house ownership increased to $ 24,529 per year in 2025.

The high cost makes the Americans question the ownership of the house

The survey shows that in fact, the additional cost is one of the reasons for 69 % of the homeowners to say that they are regrettable for their own houses and followers.

Four of the five home buyers show that additional expenditures exceed their expectations. The same share indicates that they prefer a more expensive house with low maintenance costs. Some common maintenance costs include replacement of electrical appliances, painting, pipelines and roof maintenance.

The report said that nearly half said that they did not consider maintaining costs appropriately. If they have better information, they will handle the home purchase process in different ways. More than one -third of the respondents said that they believed that the previous homeowners had to reduce the cost and reduce the corner.

Unexpected expenses Ownership Experience, as 44 % said, renting property is easier than having, and about 15 % of people say they are considering renting.