CreditKarma review | TechRadar
credit karma Part of Intuit, which also owns TurboTax, Quickbooks, and Mailchimp. It’s designed to make it easier to monitor one’s finances, with tools that cover everything from credit ratings and credit card ownership to providing tax and account help.
More attractive are the money options for handling daily necessities and guidance on loans, housing and car matters. CreditKarma offers a free sign-up option for anyone who just wants to see how useful it can be for them. Intuit estimates that the CreditKarma club already has more than 130 million members, which suggests it must be doing something right, although it’s not as attractive as the now-defunct Mint app, also owned by Intuit.
One of the most important questions related to this Best Personal Finance Software The software package is easy to use. Convenience and time-saving features are crucial, and that’s what Credit Karma aims to provide. So if you find staying on top of your finances a chore, welcome help with your application tax return Or to optimize the way you spend and save, CreditKarma might be worth exploring.
CreditKarma: Pricing
this Best personal finance software The market is a competitive one, which means Intuit must provide value for money when it comes to CreditKarma services. The initial registration process can be completed for free, which is obviously attractive.
Of course, since it’s free to begin with, CreditKarma also tends to provide users with a dazzling experience. snowstorm financial products. The deeper you look into its products, the more serious this seems to be. That’s fine for anyone looking for something like this, but it also undermines the liberal stance that was appealing in the first place.
CreditKarma: Features
CreditKarma works by providing you with your credit score for free, allowing you to manage your personal finances more efficiently. It’s a helping hand, providing guidance on the best way to move forward, which can be a real boon to those who have trouble managing personal money matters.
Once you sign up for an account, you’ll have your own login details, which will allow you to peruse your personal credit scores from leading brands like TransUnion and Equifax. Being able to do this at your leisure and when the time comes is very convenient, as are the suggestions CreditKarma makes to help you with your money management matters.
CreditKarma: Performance
Many people’s lives are so busy that staying on top of their personal finances can be tricky. Therefore, in addition to desktop websites, CreditKarma works best when used via an app. This means using Intuit’s wealth of data to quickly and easily get an incredible range of help and guidance. It also means you can view the latest loan, credit card and mortgage deals anytime, anywhere, too.
Such is the level of information provided through the desktop website and app that Intuit has done so well that CreditKarma users may ultimately find it to be their winning one-stop shop when it comes to managing their personal finances. Everything is here and everything seems to be going really well. So this is a nod to CreditKarma on the operational side.
CreditKarma: Easy to use
As expected, the sophisticated CreditKarma website and app combination works just as easily as other products in Intuit’s portfolio. This is a large company with seemingly endless resources, so it’s no surprise that using the CreditKarma features and functionality is a breeze. Interestingly, however, Intuit also owns the budgeting app Mint, which is very popular with many people.
However, since the acquisition, Intuit has shut down Mint, which was clearly losing money, and is now turning customers to CreditKarma. Some users who have done this have reported that it hasn’t been smooth sailing, and another complaint is that it offers fewer budget features and functionality compared to Mint. However, CreditKarma did make it clear right off the bat that it was more concerned with providing advice on credit scores. It seems to work well enough for this purpose.
CreditKarma: Support
You won’t have too many problems with CreditKarma as it gives you an overview of your credit score and the information related to how it is formed is also simple. In this regard, it seems unlikely that users will need help digging into and getting the most out of the free service. Anyone who gets stuck can visit the Help Center, which is essentially an online portal with predetermined answers to their questions. It’s across the board, mind.
CreditKarma: Final Verdict
After an initial inspection, CreditKarma’s many tools are impressive and designed to help you better manage your personal finances. Digging a little deeper, however, it’s clear that there are a lot of features and functionality that have the potential to lure users deeper into the world of personal loans, credit extensions, and other such schemes.
There’s nothing wrong with this in itself, but anyone using CreditKarma who doesn’t have confidence in their financial management process needs to proceed with caution. There is no cost to sign up, so CreditKarma is worth giving it a try. The general advice section on the website might also be handy, but there’s nothing here that you won’t find elsewhere, because our Best personal finance software The guide demonstrates this well.
